INSURANCE
If you are a independent expert working for ADE and your contract entails travelling abroad, ADE provides you with a very complete insurance contract, without any extra-cost for you.
This insurance covers the following points:
- Accidental death
- Permanent disability (following an accident)
- Medical expenses and assistance
- Medical costs and expenses for urgent travel
- Transport to hospital
- Medical repatriation /expatriation to country of residence
- Medical costs after return to country of residence
- Visit to a sick or hospitalised insured abroad
- Search and rescue
- Funeral costs
- Repatriation of body and luggage after death
- Additional costs for prolonged stay
- Early return
- Replacement of repatriated employee
- Legal assistance
- Criminal defence
- Bail
- Luggage
- Fraudulent use of bank cards
- Foreign currencies and traveller cheques
- Delayed luggage, deductible 4 hrs
- Personal liability
- Travel annoyances
- Delay, deductible 4 hrs
- Ticket upgrade, deductible 4 hrs
- Prolonged stay due to terrorist act or natural disaster
- Hijacking, kidnapping and arbitrary detention
- Additional costs due to kidnapping or arbitrary detention
- Political emergency evacuation (per contract per year)
- Accidental death and permanent disability
- Child premium
- Retraining and rehabilitation costs
- Daily hospitalisation allowance
- Restorative surgery
- Counselling
- Funeral costs
- Seat belt premium
- Life-saver bonus
- Home & private car adaptation
- Paraplegia/ Quadriplegia
- The insurance also delivers the following assistance :
- Direct payment of medical costs;
- Sending of medication;
- Cash advance;
- Advice and information (i.e. hospital choice, health requirements, legal assistance etc.);
- Additional benefits (messages to family and employer, assistance for passport/ticket replacement etc.).
The general conditions of this contract can be obtained clicking on the following links :